Our research journey with Research Hackathon Batch 2 began on January 11, 2025. Over the span of a month, the team dedicated time, energy, and consistent effort to transform ideas into a solid academic contribution. This hard work culminated in the submission of our manuscript to a Q1 Scopus indexed journal, an achievement that reflects not only commitment but also the power of collaboration across nations.
The research highlights how Fintech continues to play an essential role in promoting financial inclusion in Indonesia. By expanding access to digital financial services, Fintech empowers micro, small, and medium enterprises as well as individuals who are often excluded from the traditional financial system. This aligns with the broader goals of advancing economic participation and sustainable development (UN SDG8).
We extend our deepest gratitude to the team Anton, Firman, Dina, and Budi from Indonesia, Amanj from Iraq, and Gariba from the Czech Republic. Research without borders with Normafa Research Center.
Join us in celebrating the spirit of research without borders and the role of Fintech in driving inclusive growth. Follow our journey with @normafa.research and be part of future collaborations that empower communities, strengthen academic exchange, and create real impact across the globe.