This study explores the key factors driving the adoption of Fintech Peer-to-Peer (P2P) lending among Indonesian micro, small, and medium enterprises (MSMEs). By extending the
The Covid-19 pandemic reshaped how people interact with financial services, creating shifts in behavior, savings habits, and financial literacy that continue to influence Fintech adoption.
The rapid growth of technology and the widespread use of smartphones are transforming how people access financial services. Fintech companies continue to innovate, offering customized
In the wake of the Covid-19 pandemic, the role of financial technology (Fintech) has become increasingly vital in shaping access to financial services. This study
According to the World Bank’s 2025 report, approximately 1.3 billion people worldwide are considered unbanked. This situation poses serious risks to global economic stability and
Amid the COVID-19 pandemic, fluctuations in asset prices and risks across Islamic, G7 stock markets, and alternative assets highlight the importance of UN SDG 8 (Decent Work
Fintech adoption is reshaping the financial landscape in Indonesia, offering new opportunities for women to strengthen their economic participation and financial independence. To better understand
Effective data visualization in higher education supports UN SDG 4 (Quality Education) by enhancing learning outcomes, improving decision-making, and fostering data-driven educational advancements.
Academic writing training for early-career researchers supports UN SDG 4 (Quality Education) by strengthening research skills, critical thinking, and academic ommunication to improve higher education
This program trained 23 women-led SMEs in Lembak Village to support UN SDG 8 (Decent Work and Economic Growth) by enhancing skills for employment, entrepreneurship,