Normafa Research Center, in collaboration with international scholars, is contributing to an upcoming book chapter titled Financial Inclusion in the Digital Age: Navigating Innovation and
Normafa Research Center is actively engaged in international research collaboration with scholars from Indonesia, Malaysia, and Hungary. The study examines the key factors influencing the
Small and Medium Enterprises (SMEs) are the backbone of local economies in South Sumatera, yet many continue to face challenges in accessing formal financial services
Normafa Research Center was honored to deliver a keynote address at a seminar organized in partnership with local stakeholders in Nusa Tenggara Barat. The event
Normafa Research recently participated as one of the keynote speakers in a seminar on unemployment, income inequality, and economic growth, organized in collaboration with the
Our ongoing research focuses on analyzing the key drivers of Fintech adoption among MSMEs in both rural and urban areas of Indonesia. By understanding these
We are proud to share that our academic network is expanding globally, with ongoing discussions involving Prof. Maria F. Farkas from Hungary and Prof. Robert
Our research journey with Research Hackathon Batch 2 began on January 11, 2025. Over the span of a month, the team dedicated time, energy, and
This study explores the relationship between firm performance and firm survival in Indonesia’s manufacturing sector. Using firm-level census data from medium and large manufacturing enterprises
This study examines three key objectives: (1) whether the challenges faced by micro and small enterprises (MSEs) motivate them to form partnerships, (2) the impact