According to the World Bank’s 2022 report, approximately 1.4 billion people worldwide are considered unbanked. This situation poses serious risks to global economic stability and development. In response to this issue, the Normafa Research Center, in collaboration with academics and researchers from several countries, conducted a study on how financial technology (FinTech) promotes financial inclusion through a comparative analysis of low-, middle-, and high-income countries. This research is expected to provide actionable insights for policymakers, financial institutions, and technology providers to design more inclusive financial systems tailored to the unique needs of each income group.
